* {
	margin: 0;
	padding: 0;
}
a {
	text-decoration: none;
	color: #027;
}
a:hover {
	color: #f80;
}
#centercol a, #rightcol a {
	text-decoration: underline;
}
a img {
	border: none;
}
p {
	padding: 0 0 20px 0;
	line-height: 140%;
	font-size: 1em;
}
body {
	font: 0.76em arial, helvetica, sans-serif;
	background: #f1f1f1 url(images/body.jpg) repeat-x;
}
#wrapper {
	width: 1000px;
	background: #fff url(images/wrapper.gif);
	position: relative;
	border-bottom: 10px solid #f1f1f1;
}
#wrapperinner {
	background: url(images/wrapperinner.jpg) no-repeat;
	min-height: 240px;
}
#navigation {
	height: 60px;
}
#navbar1 {
	width: 947px;
	margin: 0 auto;
	padding-top: 5px;
	height: 29px;
	position: relative;
}
#navbar1 p {
	padding: 7px 0;
	font: bold 1em arial, helvetica, sans-serif;
}
#navbar1 a {
	color: #000;
}
#navbar1 a:hover {
	color: #008;
}
#navbar1_left {
	margin-left: 200px;
	width: 300px;
	height: 29px;
}
#navbar1_center {
	position: absolute;
	top: 3px;
	left: 460px;
	width: 280px;
	height: 29px;
	text-align: right; 
}
#navbar1_right {
	position: absolute;
	top: 7px;
	left: 773px;
	width: 167px;
	height: 24px;
}
#navbar1_right table{
	border-collapse: collapse;
}
#navbar1_right td {
	padding: 1px 0 0 0;
	margin: 0;
}
#navbar1_right input.searchinput {
	font: 1em arial;
	width: 140px;
}
#navbar2 {
	width: 756px;
	margin-left: 215px;
	background-color: #fcbd78;
}
#navbar1_center ul {
	list-style: none;
	padding-top: 8px;
	float: right; 
}
#navbar1_center li {
	float: left;
}
#navbar1_center li a {
	display: block;
	padding: 0px 10px;
	border-right: 1px solid #000;
}
#navbar1_center li a:hover {
	background: #fcbd78;
}
#navbar2 ul {
	list-style: none;
	margin: 0;
	padding: 0;
}
/* Begin navtop dropdowns														*/
#navtop, #navtop ul {
	padding: 0;
	margin: 0;
	list-style: none;
	line-height: 1.3;
}
#navtop {
	height: 29px;
	overflow: hidden;
}
#navtop li a {
	padding: 6px 10px 10px 10px;
	display: block;
}
#navtop a.hasSubMenu, #navtop li a.hasSubMenu {
	background: url(images/subMenuArrow.gif) no-repeat;
}
#navtop li li a, #navtop li li li a {
	display: block;
	width: 230px;
	padding: 6px 0 6px 20px;
	border-style: solid;
	border-width: 0 0 1px 0;
	border-color: #ccc;
}
#navtop li li a:hover {
	background-color: #f7931d;
}
#navtop a.hasSubMenu:hover, #navtop li li a.hasSubMenu:hover {
	background: url(images/subMenuArrow.gif) no-repeat;
	background-position: 0 -100px;
}
#navtop li {
	float: left;
}
#navtop ul li, #navtop ul ul li {
	float: left;
	width: 250px;
	margin: 0;
	padding: 0;
}
#navtop li ul {
	position: absolute;
	background: #fcbd78;
	background: #9ba9bf;
	width: 250px;
	left: -999em;
	border-left: 2px solid #7485a1;
	border-bottom: 2px solid #7485a1;
}
#navtop li ul ul {
	margin: -28px 0 0 250px;
}
#navtop li:hover ul ul, #navtop li.sfhover ul ul {
	left: -999em;
}
#navtop li:hover ul, #navtop li li:hover ul, #navtop li.sfhover ul, #navtop li li.sfhover ul {
	left: auto;
}
#navtop li:hover, #navtop li.hover {
	position: static;
}
/* End navtop dropdowns														*/
#navbar2 li {
	float: left;
}
#navbar2 li a {
	color: #000;
	display: block;
	padding: 7px 10px 6px 10px;
	border-right: 1px solid #000;
}
#navbar2 li a:hover {
	color: #fff;
	background: #7485a1;
}
#maincontent {
	width: 1000px;
	padding: 100px 0 20px 0;
}
#rightcol {
	float: right;
	width: 228px;
	margin-bottom: 120px;
}
#leftcol {
	width: 215px;
	float: left;
	padding: 68px 0 100px 0;
	overflow-x: hidden;
}
#leftcol * {
	margin-left: 0;
	margin-right: 0;
}
#centercol {
	padding-top: 60px;
	width: 485px;
	margin: 0 255px 0 240px;
}
#leftcol ul {
	list-style: none;
	margin: 0 0 0 5px;
}
#leftcol li a {
	display: block;
	width: 210px;
	padding: 8px 0 11px 30px;
	background: url(images/leftsublink.gif) no-repeat;
	color: #fff;
}
#leftcol li a:hover {
	background-position: 0px -100px;
}
.noborder {
	border: none !important;
}
#leftcol .inner {
	padding: 10px 10px 10px 35px;
}
#leftcol h2 {
	font: bold 200% arial, helvetica, sans-serif;
	padding: 0 !important;
	margin: 0 !important;
}
p.sm {
	font-size: 0.9em;
	padding: 0 !important;
	margin: 0 !important;
}
h1 {
	font:  220% arial;
	letter-spacing: 1px;
	color: #f92;
	margin: 20px 0 10px 0;
}
h2 {
	font: bold 160% arial;
	color: #457;
	padding: 10px 0 5px 0;
	margin: 10px 0 0 0;
	border-top: 1px solid #cad1de;
}
h3 {
	font: bold 140% arial;
	padding: 10px 0 0 0;
	margin: 10px 0 0 0;
	border-top: 1px solid #cad1de;
}
h4 {
	font: bold 120% arial;
	display: inline;
}
h5 {
	font: bold 120% arial;
	padding: 10px 0;
	margin: 10px 0 0 0;
	border-top: 1px solid #cad1de;
}
#centercol ul {
	margin: -10px 10px 10px 25px;
	line-height: 150%;
	list-style: none;
}
#centercol li {
	padding-left: 20px;
	margin-bottom: 4px;
	background: url(images/bullet1.gif) no-repeat;
}
#centercol li p {
	padding: 0;
	margin: 0;
}
#centercol li ul {
	margin: 0 0 15px 0;
}
#centercol li li {
	padding-left: 0;
	background: none;
}
#footer {
	clear: both;
	height: 24px;
	background: url(images/footer.gif);
	position: relative;
	font-size: 90%;
	font-weight: bold;
}
#footer1 {
	position: absolute;
	top: -85px;
	left: 775px;
	width: 186px;
}
#footer2 {
	position: absolute;
	top: -80px;
	left: 40px;
	width: 120px;
}
#footerinfo {
	position: absolute;
	top: 4px;
	left: 230px;
	width: 400px;
	height: 18px;
}
#footerinfo2 {
	position: absolute;
	top: 4px;
	left: 784px;
	width: 200px;
	height: 18px;
	color: #fff;
}
#privacypolicy a, #footerinfo2 a {
	color: #fff;
}
#privacypolicy a:hover, #footerinfo2 a:hover {
	color: #000;
}
#footer p {
	margin: 0;
	padding: 0;
}
#privacypolicy {
	position: absolute;
	top: 4px;
	left: 678px;
}
.orangebox {
	width: 220px;
	background: url(images/orangebox.gif);
	color: #fff;
	font-size: 90%;
	border-top: 1px solid #fff;
}
.orangebox .inner {
	padding: 10px;
}
.orangebox a {
	color: #fff;
	font-weight: bold;
}
.orangebox a:hover {
	color: #457;
}
#rightcol img {
	display: block;
}
a.readmore {
	display: block;
	float: left;
	padding: 2px 23px 0 0;
	background: url(images/readmorelink.gif) top right no-repeat;
}
a.readmore:hover {
	color: #f80;
}
#leftcol li.sublink a {
	font: bold 14px arial;
	padding: 4px 10px 4px 30px;
	background: url(images/leftsublink.gif) no-repeat;
	text-indent: 0;
	width: 180px;
	margin-bottom: 1px;
}
#leftcol li.sublinklevel2 a {
	font: bold 12px arial;
	padding: 4px 10px 4px 50px;
	background: url(images/leftsublink.gif) no-repeat;
	text-indent: 0;
	width: 160px;
	margin-bottom: 1px;
}
#leftcol li.sublinklevel2 a:hover {
	background-position: 0px -100px;
}
#leftcol li a.current, #leftcol li a.current:hover {
	padding: 4px 10px 4px 50px;
	background-position: 0 -200px;
	font-weight: bold;
}
td.chkbox {
	padding: 0 0 0px 20px;
}
table.formtable td {
	padding: 3px 20px 3px 0px;
	vertical-align: top; 
}
a.inactive {
	background-position: 0 -100px !important;
}
h3 a, #centercol h3 a {
	text-decoration: none;
}
a.rightlink1 img, a.rightlink2 img, a.rightlink3 img {
	display: block;
}
a.rightlink1, a.rightlink2, a.rightlink3 {
	display: block;
	width: 218px;
	height: 122px;
	border-style: solid;
	border-color: #fff;
	border-width: 1px 1px 0 1px;
	overflow: hidden;
}
a.rightlink1 {
	background: url(images/quoting_calculator_sprite.jpg);
}
a.rightlink2 {
	background: url(images/recall_sprite.jpg);
}
a.rightlink3 {
	background: url(images/professional_indemnity_sprite.jpg);
}
a.rightlink1:hover, a.rightlink2:hover, a.rightlink3:hover {
	background-position: 0 -122px;
}
.step {
	width: 475px;
	min-height: 80px;
	background: #f0f0f0 url(images/step.png) no-repeat;
	border-bottom: 1px solid #ace;
	margin-bottom: 6px;
	line-height: 120%;
}
.step h2 {
	font: bold 32px arial;
	margin: 0;
	border: none;
	padding: 8px 0 0 18px;
}
.stepleft {
	float: left;
	width: 50px;
}
.stepright {
	margin-left: 60px;
	width: 410px;
}
.stepright .inner {
	padding: 10px;
}
input.bigbutton {
	padding: 6px 20px;
}
.bigtext {
	font-size: 150%;
	font-weight: bold;
}
.medtext {
	font-size: 120%;
	font-weight: bold;
}
ul.medtext li {
	margin: 0 0 10px 0 !important;
	line-height: 150%;
}
#nav, #nav ul {
	padding: 0;
	margin: 0;
	list-style: none;
}
#nav a {
	display: block;
	width: 210px;
}
#nav li {
	width: 210px;
}
#nav li a.link_quote_calc {
	display: block;
	width: 210px;
	padding: 8px 0 50px 30px;
	background: url(images/leftlink2.gif) no-repeat;
	background-position: 0px -32px;
	font: bold 110% arial;
	color: #fff;
	text-indent: 0;
}
#nav li a.link_quote_calc:hover {
	background-position: 0 -32px;
}
#nav li ul {
	position: absolute;
	width: 210px;
	left: -999em;
}
#nav li ul a {
	display: block;
	width: 240px;
	font: bold 12px arial;
	color: #000;
	padding: 12px 0px;
	text-indent: 30px;
	background: url(images/submenulink.png);
}
#nav li ul a:hover {
	color: #fff;
	background-position: 0 -100px !important;
}
#nav li:hover ul {
	left: auto;
}
#nav li:hover ul, #nav li.sfhover ul {
	left: auto;
}
.smtop {
	width: 240px;
	height: 18px;
	background: url(images/submenutop.png);
}
.smbot {
	width: 240px;
	height: 24px;
	background: url(images/submenubottom.png);
}
table.padded td {
	padding: 5px 10px 0 0;
}
.ra {
	text-align: right;
}
a.backtotop {
	display: block;
	width: 120px;
	padding: 10px 0;
	background: url(images/backtotop.gif);
}
a.backtotop:hover {
	background-position: 0 -100px;
}
#centercol .step ul {
	margin: 0;
}
#printlogo {
	display: none;
}
#nav li:hover, #nav li.hover {   
    position: static;   
}
#printfooter {
	display: none;
}
.shaded {
	background: #f0f0f0;
	padding: 2px 0 2px 0;
}
table.vatop td { vertical-align: top; }
a.pdflink {
	display: block;
	width: 440px;
	padding: 2px 0px 2px 28px;
	background: url(images/pdflink.jpg) no-repeat;
}
tr.bordered td {
	border-bottom: 1px solid #ccc;
}
td.ra {
	text-align: right;
}
hr {
	height: 2px;
	color: #f0f0f0;
	background: #f0f0f0;
	border: none;
}
.errormsg {
	color: #f00;
	padding: 10px;
	color:#FF0000 !important;
	font-family:verdana;
	font-size:13px;
	font-size-adjust:none;
	font-stretch:normal;
	font-style:normal;
	font-variant:normal;
	font-weight:bold !important;
	line-height:normal;
	width:380px;
}